Current Home Mortgage Loan Rates

  • 30 Year Fixed Rate: 4.85% APR: 4.99%
  • 20 Year Fixed Rate: 4.85% APR: 4.99%
  • 15 Year Fixed Rate: 4.25% APR: 4.40%
  • 5/1 ARM Rate: 3.95% APR: 3.45%
  • 3/1 ARM Rate: 3.75% APR: 3.24%

Take Advantage of Low Mortgage Rate Quotes

Home Mortgage Loan Rates are approaching all-time lows due to Federal Housing Association initiatives to boost home-buying.

When compared to the standard rates of recent months, these current low rates can save homeowners hundreds of dollars each month! While we’ve listed current rates that are averaged based on multiple lenders, we will provide you with multiple mortgage rate quotes for comparison when you start your customized quote with us.

Low mortgage rates make for a great opportunity to buy a home or refinance, especially if you have solid credit and/or home equity. Thankfully, home mortgage rate quotes look to remain low for 2010 and are not expected to rise beyond 6%. The Mortgage Bankers Association also predicts a bright future for mortgage rates in 2010, projecting that home-buying will continue to rise.

Additionally, while the FHA is well aware that low home mortgage loan rates are necessary in order to stimulate the economy, if rates should increase, there’s still a silver lining: lower taxes! In some cases, the mortgage interest rate you pay may be tax deductible – and the more you’re paying toward your loan, the more you’re saving on taxes!

You can receive multiple free mortgage rate quotes today and make an informed decision on your home loans. Get started with your custom home mortgage quote to find the perfect mortgage payment for you, and feel at home with your loan.



Find a Mortgage in Your State

Low as
4.39%
APR
Disclosure ☰
Disclosure:

The rate displayed is reflective of the lowest rate and corresponding APR from a sample of the HomeMortgage.com Network lenders' pricing sheets. The Rate shown reflects the payment of one discount point for the following consumer segment: 720+ FICO, $220,000 loan amount, LTV = 80%, SFD, Primary Home. The displayed rate was reported on Thursday, September 02, 2010 08:48 and is not intended to reflect rates that are currently available. HomeMortgage.com, LLC. is not a lender. All credit decisions will vary based upon your loan request and credit profile and are determined independently by each lender with whom you are matched. Rates and terms offered will vary based on the lenders with whom you are matched and are subject to change based on fluctuations in interest rate markets.

HomeMortgage.com Services

Whether you're looking for rates for your first home mortgage, buying a vacation home, or refinancing a mortgage, HomeMortgage.com gives you options. The best way to compare mortgage interest rates is with 5 personalized quotes! Depending on your needs, HomeMortgage.com provides refinancing rates, FHA home loan rates, and equity home mortgage quotes. Compare interest rates easily with the click of your mouse - Get started by selecting your state and get searching for your home mortgage!

Buying a New Home?

Shopping for your first home mortgage or looking to buy a new home? Our home mortgage calculators make it easy to compare mortgage interest rates from top lenders!

Refinancing?

Refinancing a mortgage can be nerve-wracking - How much equity do I have? What will my home mortgage refinance rates be? Our easy calculators can help you.


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Apply for a Home Mortgage

Low as
4.39%
APR
Disclosure ☰
Disclosure:

The rate displayed is reflective of the lowest rate and corresponding APR from a sample of the HomeMortgage.com Network lenders' pricing sheets. The Rate shown reflects the payment of one discount point for the following consumer segment: 720+ FICO, $220,000 loan amount, LTV = 80%, SFD, Primary Home. The displayed rate was reported on Thursday, September 02, 2010 08:48 and is not intended to reflect rates that are currently available. HomeMortgage.com, LLC. is not a lender. All credit decisions will vary based upon your loan request and credit profile and are determined independently by each lender with whom you are matched. Rates and terms offered will vary based on the lenders with whom you are matched and are subject to change based on fluctuations in interest rate markets.