Just Mortgages.

Are you buying a new home?  Are you looking to cash out?

Do you want a lower interest rate? Possibly refinancing? 

Yeah. We do all of that!

We have you covered with ANY and ALL of your Arizona mortgage loan needs.

Our Mortgage Loans Are Easy and Hassle Free

Speak to a Loan Officer

Speak to our knowledgeable loan officer about your specific goals. They’ll help you decide which direction will make the most sense for YOU.

Get Pre-Approved

Get a real pre-approval so that you can shop in confidence. HomeMortgage.com has multiple lenders to choose from so that you can get the guaranteed best rate.

Close Your Loan

Close your loan and get your new keys. It really is that easy! Mortgages and home loans are much easier than they used to be. We can help!

Ready To Get Started?

Give us a call quickly -or- fill out the form below and we’ll get right back to you!

Home Loan Options That Will Give You The Best Loan At The Best Rate

You need a roof over your head, but a home can be expensive. Beyond the initial payment, you also have to pay for maintenance and repairs. Moreover, a home isn’t the only expense you have; you also have to pay for other necessities, such as a reliable vehicle, food, and utilities.

Taking out a mortgage on your home is a great way to purchase a home little by little. HomeMortgage.com can help you secure a home loan so that you can get the financial assistance you need. Whether you need to buy your home or refinance it, you can wholly rely on our professional help.

Get the Financial Help You Need

HomeMortgage.com can save you time and money when it comes to finding the very best home loan officer in your area. Rather than researching and contacting mortgage companies on your own, let us get you the best home loan you can get in Maricopa County, AZ. We only work with the highest quality of mortgage loan companies, so you can trust that their work will be satisfactory and that these companies are worth doing business with.

Beyond an initial mortgage loan on your home, we can also help you refinance your home, apply for the right kind of mortgage loan, and even apply for a reverse mortgage. No matter where you are financially we can get you in touch with a company that can help you afford the necessities of life.

Take a load off your shoulders by learning the best professional financial help you can get. Read more about our services in the boxes below, and contact us when you are ready to sign up. We’re ready to chat when you are.

Are You Ready to Talk?

So are we! Call us now.

How a Home Mortgage Company Can Get The Best Home Loan For You

It’s simple. HomeMortgage.com has many options for different loan types to choose from. Our options from many different companies allow you to pick and choose the one that works best for you.

The decision to buy an home is one that most people do not take lightly. It is a big commitment both emotionally and financially. Not only do you want to get the home that feels “right” to you, you also want to be sure you get the financing that comes at the best price with the least stress possible. During the home buying process, the financial part can become confusing and downright exasperating. A really good way to eliminate a good part of that stress can be to understand the the way home mortgage companies work and what kind of home loan will be best for you and your budget.

Types Of Mortgages Available Through Home Loan & Mortgage Companies

  • Adjustable Rate Mortgage Loans
  • Commercial Loans
  • Conventional Home Loans
  • FHA Loans
  • Fixed Rate Mortgage
  • Government & Veterans Administration (VA) Loans
  • Home Appraisals
  • Home Loan Refinancing
  • Interest Only Loans
  • Interest Rate Buydown Loans
  • Reverse Mortgage Loans
  • Standard Mortgage Loans

What To Expect From A Mortgage Company Like Us!

We’ve listed the typical loans types available, you should have a basic understanding of how loans from home mortgage companies work. A mortgage is a loan with the home you are buying acting as collateral. The lender, whether government backed one, or a private company or financial institution, will lend you a portion of the money needed to cover the cost of the home. In turn, you will agree to pay back the lender the full amount of the loan plus interest during a certain period of time. The time period you have to pay back the loan is commonly referred to as the “term” of the loan. These “terms” are usually for 10, 15, 20, or 30 year periods of time. Each mortgage will also carry interest. The interest rate will depend on your credit score, among other things when you apply for your loan. Mortgages will have either a fixed interest rate, or an adjustable interest rate. 

A fixed interest rate will stay the exact same rate from when you take out the loan until you make the last payment on the loan. No matter what the economy does or what your credit score does during the term of the loan, the interest rate you pay will be unchanged. An adjustable rate can change over the term of the loan, depending on many factors. It may start out very low (lower than a fixed rate) but can fluctuate. For a conventional loan, the rate can be adjusted yearly depending on the the market interest rates. So it could go lower, which is great for the borrower, or it could climb higher, which benefits the lender. While a fixed rate is typically higher than an adjustable rate, it is also less risky. You will always know exactly how much your monthly mortgage payment is for the term of the loan. With an adjustable rate, that payment amount could change by a little or a lot year to year. How much your mortgage payment will be also depends on your down payment.

This is a succinct and easy-to-understand break down of the monthly payment from HowStuffWorks: The monthly mortgage payment is composed of the following costs, appropriately known by the acronym PITI:


The total amount of money you are borrowing from the lender (after your down payment).


The money the lender charges you for the loan. It’s a percentage of the total amount of money you’re borrowing.


Money to pay your property tax is often put into an escrow account, a third-party entity that holds accumulated property taxes until they’re due.


Most mortgages require the purchase of hazard insurance to protect against losses from fire, storms, theft, floods and other potential catastrophes. If you own less than 20 percent of the equity in your home, you may also have to buy private mortgage insurance….

You can easily find “mortgage calculators” online to see about how much you can expect to be able to pay, and how much you may qualify for when looking for a loan. A home mortgage company will also discuss this with you when you apply for a loan, whether in person or online.

What Makes a Great Mortgage Loan Company?

According to Investopedia, “A mortgage company is a firm engaged in the business of originating and/or funding mortgages for residential or commercial property. A mortgage company is often just the originator of a loan; it markets itself to potential borrowers and seeks funding from one of several client financial institutions that provide the capital for the mortgage itself.” This can be an online home loan company or a brick and mortar business or financial institution. If you are in or around the following cities: 

  • Phoenix
  • Glendale
  • Scottsdale
  • Mesa
  • Chandler
  • Queen Creek
  • Maricopa County
  • Carefree
  • Peoria
  • Surprise
  • Sun City West
  • Goodyear
  • Litchfield Park
  • Tolleson
  • Waddell
  • Komatke
  • Guadalupe
  • Paradise Valley
  • Casa Blanca
  • Chandler Heights
  • Sun Lakes
  • Santan
  • Cave Creek
  • 50 mile radius around Phoenix, AZ

HomeMortgage.com is a home mortgage & loan service company that can help you find the ideal loan that works for your budget and specific financial situation. Our loan officers are experienced professionals that want to help you get the loan you need for the property you want with. You will want to make sure you understand all of the details and costs of purchasing a home, and that you get a loan that has no surprises and that will work for your personal situation. Our home mortgage company will do that with you.

Are Ready To Get Started?

Give us a call quickly -or- fill out the form below and we’ll get right back to you!

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